Why Work with a REALTOR® when Buying a Home


This site has easy access to all available homes for sale in Calgary.

Ernie Gardy is committed to meeting your needs and fulfilling your dreams. Whether you are buying your first home, or a home that meets the needs of your growing family, I am committed to going above and beyond the call of duty in my pursuit. I understand that purchasing a family home is possibly the largest investment that you may ever make. With professionalism and loyalty, I will do everything possible to make your dreams come true.


According to a Canada Mortgage and Housing Corporation study, resale house prices rose faster than inflation in 23 of 27 major Canadian cities. As your principal residence, any gain you make on the sale of your home is tax-free. And the power of leverage magnifies that return even more since you've earned those gains on your down-payment, not on the purchase price. If you buy a $450,000 house and five years later it's up 5%, you've made 1% a year, but that assumes you paid cash for your house. With a 25% down-payment, you've really earned 4% a year tax-free on the money you invested. And if you buy a house with only 10% down, over five years your annual tax-free return is 10%. Of course, if you can avoid it, never buy a house with the smallest possible down-payment, as mortgage interest is not tax deductible. But when tax-free capital gains are added to the power of leverage, Real Estate remains a good investment.


Ernie Gardy can provide you with comprehensive, personalized and results-oriented real estate services that will help you buy, sell, or even trade your home. As a client, you have full access to all available homes for sale in the Calgary area. You'll receive information on new listing as they become available.

From initial planning to selecting the home that is right for you, Ernie Gardy is here for you.

Need a hand finding your next Dream Home?

If you're spending hours staring at listings trying to figure out what you're looking for, whether now is a good time to buy real estate, or wondering if you're really ready to invest, then it's time to consult an expert. I work with home buyers just like you all the time, and can help navigate the sometimes confusing landscape of the current real estate market.